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【精算】 精算都在学什么？

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精算都在学什么？ 网络图像。要骗你们以为精算很好玩。 精算生要学习的东西 很有趣！！！！！！！！！！ 精算系大致上分成三大要素：精算统计、精算数学和商务认识。 细分的话，精算生学的领域可以大略分成 概率论、金融数学、模型编写、经济、会计、金融、数理统计、投资与金融市场、风险建模统计、短期精算数学、长期精算数学、预测分析等。 从这些领域可以大概看出二一：精算学的是如何把数学和商学等知识应用在分散风险。 精算的用处很广，可以被用于团体保险与保健、年金与人寿保险、退休福利与基金、金融衍生品与投资、财险定价与预留金和企业金融风险管理。学精算的人如果不愿继续往精算这条路发展，也可以朝投资、会计、商务等领域发展 ，不怕找不到吃，别人还要怕你会抢他们饭碗 。 让小弟我为大家介绍 我认为 精算最最最最最最基础的两门课：概率和金融数学。 为什么说这两门课基础呢？因为这两个看似不相关的领域，结合在一起时产生了七彩缤纷的化学反应。这个化学反应就叫精算数学。 此反应同时带来不容忽视的副作用，它会释放高浓度有毒物质，导致不少青少年脑细胞被损坏，使他们的精算考试不小心考砸。。。 毕竟小弟还资历太浅，这不负责任的文章如有错误的话还请多多指正！ 骰子不用钱，可以常年出现在概率考试上。 Probability 概率 这个领域顾名思义就是学习概率并把它应用在金融、保险 和赌博 领域。这门课很重要，是精算的基础，对于估算价值、计算风险、预测未来 和经营赌场骗钱 有很大的帮助。概率学主要可以分成三个部分： General Probability 基础概率：学习概率的加减乘除、独立性(independent) 和排斥性(mutually exclusive)、条件概率(conditional probability)、Bayes Theorem等。都是一些机率的共同特性。 Univariate Random Variables 单因变数，让你认识当一个变数改变时如何影响几率。我们假设有个变数叫 x , x  可分成离散(discrete)和连续(continuous)变数。而discrete的几率模型可以有很多种，比如binomial, geometric 等；Continuous 的几率模型包括整齐的Uniform, 常见的...
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【隨筆】 畢業後的第一篇文

【隨筆】1            畢業後的第一篇文 現在 7 月，距離 5 月尾畢業已經過了一個月。可是我還是覺得很累。好像沙漠乾旱很久，雨天已無法修補地上的裂痕。 我的 resume 還沒寫好。還沒開始找公司。什麼都還沒開始做。整個月在當廢人。 可怕的是，這段期間我甚至沒什麼上網（我家沒網絡），沒什麼玩遊戲（沒下載），沒看書（太懶惰），沒做任何有建設性的東西。 可是我還是覺得自己很累。這到底是怎麼回事？ 現在想想，我這段期間確實只是吃睡吃睡。想把過去兩年的睡眠補回來。但每個晚上驚心動魄的夢讓我越睡越累。 我該怎麼恢復活力？黑眼圈怎麼被治好？                                                                                                                                                                                                   ...
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Is this the end of my blog?

Is this the end of my blog? I think NOT! In the future, I might use this blog to share my life story, I might use this blog to share my opinion about certain topic, I might use this blog to analyze some drama or movie, such as Game of Throne or Black Mirror. But before this, I need to make sure that I have free time for the blog. From the schedule so far, I do not have free time for any creative thinking activity. I would love to make video blog about my own though, I would love to write a song about my life, I would like to write a story about a magical world with different creature, I would love to share my opinion about the movie or drama that I watch. The problem is do I have time for that?
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Final post about blog assignment

What mark do you think you deserve for this Blog Assignment? Honestly assess your own work and effort for this assignment and give yourself the marks you think I should award you. Justify your answer by referring to the assignment brief and its requirements. Use the marking rubric on page 2 to evaluate what you have done and how well you think you have done.  My own analysis for this blog assignment, 1. My blog posts is full of grammar mistake. 2. My blog posts answer the questions posed each week , unless some secret agent delete my memory which cause myself forget to write the blog, if this happened, I cant help... 3. I did tried to connect the idea discussed in class to my blog. However, some of the blog might not directly connect to the idea discussed in the class, these blogs mostly talk about my own though about that particular topic. 4. I think it is important to convey my own thought in my blog, so most of the post is my own opinion about the related topic. Except cri...
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Things I learnt from Critical Reading and Thinking Class

Identify a minimum of 2 things you l earnt from our class this semester that you can apply in your daily life. Explain and/or describe what these 2 things are and why they are important to you. (You can write about more than 2 things if you wish).  Through this Critical Reading and Thinking class, I learnt the way to decide whether information that received can be accept or believe or not. First of all, if we received information from reading material, we should always check the source of the data to determine if the information is reliable or not. For example, we can check the author of the article or check the credibility of the website to determine if the article is reliable or not. Secondly, we should carefully read the material and determine if the article is trying to persuade the reader in some direction or not. If the article is not neutral, think about what is the motive of the article. Always ask our self, will the author get benefit if the reader follow the directio...
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View of speaking up in class

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After completing your class participation assignment, what is your view of speaking up in class? Did you learn anything from this assignment ~ has it changed your mindset or behaviour in any way? Do you think speaking up in class is important? Why or why not? If you think it is important, why do you think our Malaysian education system does not encourage speaking up? Few years back during foundation: Few years later after foundation: <no video found because I got no time to make a video anymore> But if I gonna make a video later, the title of the video will be: YTLE - Why I can do public speaking Before completing my class participation assignment, whenever I listened to a lecture or presentation, I always keep my questions or opinions for myself. People do not know my thought and I don't know what people is thinking. I do not know what is my performance when doing presentation. But after completing my class participation assignment, I was able to more focus and...
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Dating apps with matchmaking algorithm - Class Presentation

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One day, you feel so lonely and dry ( or maybe you are just feel like want to try this technology because why not?), therefore you download an dating apps. This dating apps use matchmaking algorithm to find you a "perfect" partner. This is the result: (Spoiler alert! Spoiler alert!) Will you trust this result? Before this, we need to know how dating apps with matchmaking algorithm work. In a nutshell, matching algorithm use a tons of codes and formulas to convert data input by user into vectors, and measure two closest or similar vectors.  Immediately we found the weakness: Life is not just math and formulas, life is full of possibility and can hardly described by math equation! How about if we make  copies  of our self and other people in a simulation, and see if they will be together or not. The result might be much more accurate than math algorithm.  In black mirror, after user key in all the data that asked by the apps, the dating apps not ju...
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